As a homeowner, you may have home insurance in place. This type of insurance helps pay for damage to the home that is unintentional and unavoidable. In some situations, it can cover the damage to your home’s roof. There are limitations here. If you believe your insurance can help cover your damage, contact a company specializing in residential roofing in Orange, CA, to schedule an inspection. Your insurance company can then work with that company to determine if you have coverage.

When Does Insurance Cover Roof Damage?

There are a variety of situations in which home insurance can help you. Most often, storm damage can be covered. For example, if you schedule an inspection for residential roofing in Orange, CA and the inspector states that hail caused damage to the roof, or that you have damage from a wind storm, the insurance company may cover all or some of the cost for the repair.

Keep in mind that most insurance companies do not cover leaks or other problems if they are brought on by poor upkeep and maintenance. For example, if the roof’s shingles are missing and you fail to replace them, this can lead to leaks and damage. Your insurance company is not likely to help in these cases.

The sooner you call for an inspection, the better. When it comes to residential roofing in Orange, CA, be sure to choose a company that your insurance company will work with for your needs. You can ask the company or your insurer for help in this way. The key is to document what occurred to your roof as soon as it happened. For that reason, do not put off calling out a team for an inspection too long after the storm runs through the area.

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